Terms and Conditions

1. Acceptance of Terms

By accessing and using the BlueRibbonIns website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our services.

2. Use of Services

BlueRibbonIns provides home insurance services and related information through this website. By using our services, you agree to:

• Provide accurate, current, and complete information during registration and quote processes
• Maintain the security and confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use the services only for lawful purposes and in accordance with these terms

3. Insurance Policies

3.1 Policy Purchase

All insurance policies are subject to approval and acceptance by BlueRibbonIns. We reserve the right to decline any application for coverage at our sole discretion. Final policy terms, conditions, and pricing will be provided in your policy documents.

3.2 Policy Information

You are responsible for reviewing your policy documents carefully and understanding the coverage, exclusions, limitations, and conditions. Questions about your policy should be directed to our customer service team.

3.3 Premium Payments

Premium payments must be made in accordance with the terms specified in your policy. Failure to pay premiums may result in policy cancellation or lapse of coverage.

4. Claims Process

Claims must be reported promptly in accordance with your policy terms. You agree to provide all requested documentation and cooperate fully with our claims investigation process. False or fraudulent claims may result in policy cancellation and legal action.

5. Website Content

The information provided on this website is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of any information on the site.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of BlueRibbonIns and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

7. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of third-party sites.

9. Limitation of Liability

To the fullest extent permitted by law, BlueRibbonIns shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or website.

10. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these terms. Upon termination, your right to use the services will immediately cease.

12. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of California.

13. Contact Information

If you have questions about these Terms and Conditions, please contact us at:

BlueRibbonIns
680 E. Colorado Blvd.
Pasadena CA 91101
Phone: +1 (626) 495-2715
Email: [email protected]